How to ekyc pm kisan

What is PM Kisan?

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme is a central government initiative launched on February 24, 2019. Its primary objective is to provide income support to all landholding farmers' families in the country. Under this scheme, eligible families receive a financial benefit of ₹6,000 per annum, disbursed in three equal installments of ₹2,000 directly into their bank accounts. This scheme aims to supplement the financial needs of farmers, helping them meet agricultural and other allied expenses.

Why is eKYC Mandatory for PM Kisan Beneficiaries?

eKYC, which stands for electronic Know Your Customer, is a critical process for verifying the identity of beneficiaries registered under the PM-KISAN scheme. The government mandates eKYC to ensure that the benefits reach the intended recipients and to prevent fraudulent claims. By linking the beneficiary's identity with their Aadhaar number, the government can authenticate their eligibility and prevent duplication. The Aadhaar-based eKYC process helps in creating a robust database of farmers and ensures the transparency and accountability of the scheme.

How to Complete PM Kisan eKYC Online (OTP-based)?

The easiest and most convenient way to complete your PM Kisan eKYC is through the online OTP-based method. Follow these steps:

1. Visit the Official PM Kisan Portal: Go to the official website of the Pradhan Mantri Kisan Samman Nidhi Yojana: https://pmkisan.gov.in/
2. Navigate to the eKYC Section: On the homepage, look for the 'eKYC' option, usually located on the right-hand side. Click on it.
3. Enter Aadhaar Number: You will be prompted to enter your Aadhaar number. Enter it carefully and click on 'Search'.
4. Enter Mobile Number: The system will then ask for your registered mobile number that is linked with your Aadhaar. Enter this number.
5. Get OTP: Click on the 'Get OTP' button. An OTP (One-Time Password) will be sent to your registered mobile number.
6. Enter OTP: Enter the OTP received on your mobile in the designated field and click on 'Submit OTP'.
7. Authentication: If the OTP is correct, your eKYC process will be completed successfully. You should receive a confirmation message on the screen.

Note: Ensure your mobile number is linked with your Aadhaar for this method to work. If your mobile number is not linked, you will need to visit an Aadhaar enrollment center to update it first.

How to Complete PM Kisan eKYC Offline (Biometric)?

If you face issues with the online OTP method or your mobile number is not linked to Aadhaar, you can opt for the offline biometric eKYC. This requires visiting a designated center.

1. Locate a CSC: Find the nearest Common Service Centre (CSC) or a designated PM Kisan eKYC enrollment center. You can usually find a list of CSCs on the government's CSC locator portal or by inquiring at local government offices.
2. Carry Necessary Documents: You will need to carry your Aadhaar card and your registered mobile number.
3. Biometric Authentication: At the CSC, the operator will assist you with the biometric eKYC process. This typically involves using a fingerprint scanner or iris scanner to verify your identity against your Aadhaar details.
4. Verification: Once your biometrics are successfully captured and verified, your eKYC will be completed.

This method is particularly useful for farmers who may not have easy access to smartphones or reliable internet connectivity.

What are the Requirements for PM Kisan eKYC?

To successfully complete your PM Kisan eKYC, you will need:

• Your Aadhaar Card.
• Your Aadhaar number must be linked to your mobile number for OTP-based eKYC.
• Your registered mobile number (the one linked to Aadhaar).
• Access to the PM Kisan portal/app or a nearby CSC for biometric verification.

What if eKYC is not completed?

The completion of eKYC is crucial for the continuation of financial benefits under the PM-KISAN scheme. If a beneficiary fails to complete their eKYC by the stipulated deadline, their subsequent installments may be put on hold or suspended. The government has set deadlines for eKYC completion to ensure that all beneficiaries are properly verified. It is advisable for all PM Kisan beneficiaries to complete their eKYC as soon as possible to avoid any interruption in receiving their financial assistance.

PM Kisan Mobile App for eKYC

The PM Kisan mobile application also facilitates the eKYC process. Farmers can download the official PM Kisan app from their respective app stores (Google Play Store for Android). Once installed, they can follow similar steps as the online portal method to complete their eKYC using OTP-based authentication. The app provides a user-friendly interface for managing their farmer profile and completing KYC.

Troubleshooting Common eKYC Issues

Farmers may encounter certain issues during the eKYC process. Common problems include:

• OTP not received: Ensure your mobile number is correctly registered with Aadhaar and you have a stable network connection. You can try requesting the OTP again after a short interval.
• Aadhaar details mismatch: If your Aadhaar details (name, date of birth) do not match the details registered for PM Kisan, you may need to update your Aadhaar information first at an Aadhaar enrollment center.
• Biometric failure: If using the biometric method, ensure your fingerprints are clean and dry. If the scanner still fails, try visiting a different CSC.
• Portal/App errors: Sometimes, the website or app might be down for maintenance or experiencing high traffic. Try again later.

For persistent issues, contacting the PM Kisan helpline or visiting a CSC for assistance is recommended.