Where is td bank located

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Last updated: April 17, 2026

Quick Answer: TD Bank operates over 1,150 branches across the United States and Canada, with its U.S. headquarters in Cherry Hill, New Jersey, and Canadian headquarters in Toronto, Ontario. The bank serves more than 27 million customers and has a strong presence in the Northeast U.S. and Eastern Canada.

Key Facts

TD Bank has over 1,150 branches in the U.S. and Canada combined.
Headquartered in Toronto, Ontario, TD Bank Group is Canada’s second-largest bank by assets.
The U.S. division of TD Bank is headquartered in Cherry Hill, New Jersey.
TD Bank acquired Commerce Bank in 2008, expanding its U.S. footprint significantly.
As of 2023, TD Bank serves more than 27 million customers across North America.

Overview

TD Bank, officially known as The Toronto-Dominion Bank, is a multinational banking and financial services corporation headquartered in Toronto, Ontario. While the parent company is based in Canada, TD Bank operates a major retail banking division in the United States under the name TD Bank, America’s Most Convenient Bank®.

The bank has strategically expanded its presence across key regions in both countries, focusing on urban and suburban markets. Its U.S. operations are centered in the Northeast, stretching from Maine to Florida, while its Canadian operations span major provinces including Ontario, Quebec, and British Columbia.

Branch Network: TD Bank operates over 1,150 branches across the U.S. and Canada, with a dense concentration in states like New York, Massachusetts, and Florida.
Headquarters: The Canadian headquarters is located at 66 Wellington Street West, Toronto, while the U.S. headquarters is in Cherry Hill, New Jersey.
Market Expansion: After acquiring Commerce Bank in 2008 for $8.5 billion, TD significantly increased its retail presence in the northeastern United States.
Digital Access: TD offers online and mobile banking to all customers, with over 10 million active digital users as of 2023.
ATM Availability: The bank operates more than 3,500 ATMs across North America, many open 24/7 with no fees for TD account holders.

How It Works

Understanding where TD Bank is located involves recognizing both its physical branches and digital infrastructure. The bank combines brick-and-mortar locations with robust online services to serve a broad customer base.

Branch Locator Tool: Customers can use the TD Bank website’s branch locator to find the nearest location by entering a zip code or city, with filters for services offered.
Operating Hours: Most U.S. branches operate from 9 AM to 6 PM on weekdays, with limited Saturday hours, while Canadian branches follow provincial banking regulations.
Cross-Border Services: TD partners with Banknorth and other regional banks to offer seamless banking for customers traveling between the U.S. and Canada.
Green Branch Initiative: Since 2010, TD has opened over 200 eco-friendly branches featuring energy-efficient lighting and sustainable materials.
Mobile Deposits: TD’s mobile app allows users to deposit checks remotely, serving customers in areas without nearby physical branches.
24/7 Call Centers: TD supports customers through call centers in Canada and the U.S., available in both English and French.

Comparison at a Glance

The following table compares TD Bank’s geographic presence with other major North American banks:

Bank	Headquarters	Branch Count (U.S.)	Branch Count (Canada)	Primary Service Regions
TD Bank	Toronto, ON / Cherry Hill, NJ	~1,100	~1,200	Northeast U.S., Ontario, Quebec
RBC	Toronto, ON	~40 (RBC Bank)	~1,300	Florida, Eastern Canada
Bank of America	Charlotte, NC	~4,300	0	Nationwide U.S.
Scotiabank	Toronto, ON	~10 (via ScotiaBank USA)	~1,050	Canada, Latin America
Wells Fargo	San Francisco, CA	~5,900	0	West & Central U.S.

This comparison highlights TD Bank’s unique position as a cross-border retail bank with significant operations in both countries. Unlike most Canadian banks that have minimal U.S. presence, TD maintains a large retail footprint south of the border, particularly after its acquisition of Commerce Bank. Its focus on convenience and customer service differentiates it from competitors with more limited regional reach.

Why It Matters

Knowing where TD Bank is located is essential for customers seeking in-person services, small businesses choosing a banking partner, or investors evaluating its market reach. The bank’s strategic location choices reflect broader trends in retail banking and cross-border financial integration.

Customer Accessibility: With branches open seven days a week in many locations, TD enhances access for working customers.
Economic Impact: TD Bank employs over 50,000 people in North America, contributing significantly to local economies.
Real Estate Strategy: The bank often locates branches near transit hubs and shopping centers to maximize foot traffic.
Competitive Advantage: Its U.S.-Canada presence allows TD to offer cross-border banking solutions for businesses and individuals.
Sustainability Goals: TD has committed to achieving net-zero emissions by 2050, influencing branch design and operations.
Community Investment: The bank contributes over $100 million annually to community programs in education, housing, and financial literacy.

TD Bank’s physical and digital footprint underscores its role as a major player in North American finance. Its expansion strategy, customer-centric services, and commitment to sustainability ensure continued relevance in a competitive banking landscape.