Who is on the 100 dollar bill

Overview

The $100 bill is the highest denomination of U.S. currency currently in general circulation. While larger bills existed historically, the $100 note remains the face-value leader since the discontinuation of higher denominations in 1969.

Featuring Benjamin Franklin, one of the Founding Fathers, the bill reflects American innovation and diplomacy. Though not a president, Franklin's contributions to science, politics, and international relations earned him this prominent place on U.S. currency.

• Benjamin Franklin has appeared on the $100 bill since 1914, making him the longest-serving figure on any current U.S. banknote.
• Franklin was chosen for his role in drafting the Declaration of Independence and securing French support during the Revolutionary War.
• The current design of the $100 bill was introduced in 2013 after a 10-year redesign process to enhance security features.
• Despite being the most valuable U.S. bill in circulation, the $100 note accounts for only 7% of total notes printed annually.
• Approximately 80% of all $100 bills are estimated to be held outside the United States, primarily in countries with unstable currencies.

How It Works

The $100 bill incorporates advanced security features to prevent counterfeiting and ensure authenticity. These elements are designed for both public and machine verification across global financial systems.

• 3D Security Ribbon: Woven into the note, this ribbon shifts between images of bells and 100s when tilted, using micro-optic technology developed specifically for the 2013 redesign.
• Color-Shifting Bell in Inkwell: The copper-colored bell inside the inkwell changes to green when the bill is tilted, demonstrating chromatic optical effects.
• Watermark: A faint image of Franklin appears when held to light, visible from both sides and embedded in the 38 mm security thread.
• Security Thread: A vertical strip to the right of Franklin's portrait glows pink under UV light and reads 'USA 100' in alternating text.
• Microprinting: Tiny text around Franklin's collar and the quill pen includes the phrase 'ONE HUNDRED USA' and is less than 0.2 mm in height.
• Portrait Variations: While Franklin remains constant, three different portrait styles have appeared on $100 bills since 1914, reflecting evolving engraving techniques.

Comparison at a Glance

The $100 bill stands out among U.S. denominations in terms of design complexity, international use, and security features. The table below compares key aspects of major U.S. bills.

The $100 bill's global reach surpasses all other denominations, partly due to its use in international trade and as a store of value in emerging economies. Its high-quality security features also make it the most trusted U.S. note abroad, where counterfeit detection is critical.

Why It Matters

The $100 bill plays a crucial role in both domestic and global economies, symbolizing stability and trust in U.S. financial systems. Its widespread use outside the United States underscores the dollar's role as the world's primary reserve currency.

• Global Reserve Currency: The $100 bill supports the U.S. dollar's status, with over $1.3 trillion in circulation worldwide as of 2023.
• Inflation Hedge: In countries with high inflation, citizens often save in $100 bills as a more stable alternative to local currencies.
• Black Market Use: Due to its high value and durability, the $100 bill is frequently used in underground economies and illicit transactions.
• Diplomatic Symbol: The image of Franklin, a renowned diplomat, reinforces America's historical role in global affairs and Enlightenment ideals.
• Technological Benchmark: The 2013 redesign set new standards for anti-counterfeiting, influencing banknote design in over 30 countries.
• Future of Currency: Despite digital trends, the $100 bill remains in high demand, with the Federal Reserve printing 7% of all notes as $100s in 2022.

As digital payments grow, the $100 bill endures as a symbol of trust, innovation, and global economic influence. Its continued relevance highlights the enduring power of physical currency in a digital age.